The entire story takes place in Mumbai during the 1990s. Baskhar, a bank employee, lives with his wife Sumathi and their son. Baskhar is struggling financially, and his planned promotion at the bank has not materialized. One day, he starts earning additional money by managing cash at the counter and using it to help his friend Antony and taking his commission. Later, not knowing what he is doing, the bank’s superiors believe in his honesty and promote him to AGM, assigning him to oversee stock broker Harsha Mehra’s accounts. This completely transforms his life. Baskhar profits from his involvement in managing Harsha’s specific needs. Later on, he also begins to engage in money laundering. This causes problems at home with his wife and then with his bank. How will Baskhar get out of legal and banking problems? Is he a hero or a fraud?